Markets Fluctuate. Relationships Shouldn’t.
We want to help you stay proactive in this housing market. Purchase a new home before the end of June and if rates drop, we’ll refinance your loan to the lower rate AND waive processing and underwriting fees!
HERE'S HOW
- Start on your loan application now! Offer is valid for secondary market loans closed before December 31st, 2025
- If rates drop*, refinance your loan to the lower rate before December 31st, 2026 to have processing and underwriting fees waived!
REQUIREMENTS
- Loan must close with Pinnacle Bank before December 31st, 2025.
- Borrower must make 6 payments - with no late or missed payments.
- Interest Rates must decrease by at least .50%.
- Refinance must close before December 31st, 2026.
*Interest rate on refinance must reduce interest rate by a minimum of .50% from original loan rate and must have a net tangible benefit. Conditions and restrictions apply. Not all applicants will qualify. Loan approval is subject to final underwriting review and approval. Contact your loan officer for more information. Offer only eligible for secondary market loans.
Personalized, Online Mortgage Applications Made Easy
Take away the pressure of completing a mortgage application by visiting one of our branches or using our easy Mortgage Portal platform.
Start Your Application
Ready to get started? Find a local loan officer to help you
Our Mortgage Portal matches you with a local loan officer who can personally pilot your application process, find you the best rates, answer questions, and chat with you, all in real-time. You can also learn more about loan options and rates during the application process, or our loan officers can personally help you determine the best option based on your financial goals.
Find a Mortgage Expert
Your Loan Officer Will Help You Find Affordable Rates
Don't worry about looking up interest rates. We'll personally help you find the best possible rates and payment options available.
Track and Complete Your Application From Anywhere
Our Mortgage Portal is all about easy, convenient access, on mobile, desktop, and right at home. Complete your application whenever you're ready by tracking your progress or setting up reminders so you don't forget.
Avoid Unwanted Calls Before You Apply
Anytime your credit is pulled when applying for a loan, credit bureaus can sell your contact information, leading to unwanted spam calls, texts and emails. Save time by adding yourself to the Opt Out Prescreen Registry today!